Should I Make Extra Mortgage Payments?
Should I make extra mortgage payments? I wanted to talk to you a little about making extra payments on your mortgage and how much this can save you money! This is another question I receive often from my customers: “Is it a good idea to make extra payments?“ In short, yes! If it is financially […]
Which Loan Program Is The Best Fit For Me?
With so many loan programs out there, how does one pick the one that is right for their situation?🤔Loan programs offer great perks for potential homebuyers. However, knowing which loan program that is the right fit for your situation can be tedious!Ronnie explains the top 3 loan programs (VA, FHA, and Conventional) and how to […]
Getting Your Home Offer Accepted
View this post on Instagram A post shared by Robison Mortgage Team (@robison_home_loans) The current real estate market has become the wild west. With some properties getting more than 10 offers, how do you stand out from the rest to get your dream home?Getting your home offer accepted has become the main priority for current […]
How Can You Buy And Remodel With One Loan?
Most mortgage loan programs require a property to be in sound condition with no structural defects or required repairs. Not the 203k. It’s made for homes needing anything from a light spruce up to major repairs, improvements or new additions. Applying for the 203k requires more work than other loans, but given all the advantages, […]
What Does It Mean To “Lock” Your Loan, And When Should You Do It?
When refinancing, one of the decisions we will make together is when to “lock” your loan. Thanks for reading this email, I always say that “an educated consumer is an empowered borrower” and I am going to keep the information coming your way. If I can be of any service any time, please do not […]
Appraisal Vs. Home Inspection?
What exactly is an appraisal? A real estate appraisal, by definition, is an opinion of value given for a commercial or residential property and is necessary in many real estate transactions. An appraisal helps establish the property’s value. Appraisals are performed by someone chosen in a rotation randomly. There is a short list of approved and […]
Renting vs. Buying: Which One Is Best For Me?
A major decision that any potential homeowner will face: Renting vs. Purchasing a home. Choosing between the two options can be difficult if you don’t have any insight on the market. We are here to help you when it comes to making that decision! When it comes to deciding between renting or buying, you have […]
Everything You Need to Know About… Closing Costs!
Saving up for a down payment is important, but making sure you also save up for closing costs is crucial! Before diving into the real estate market, many often say to save up for the down payment of the house. People save up for this, but are often surprised when another expenses come their way […]
Credit Score Basics!
As adults, our credit score has a big influence on the major life purchases that we make. From buying home appliances to qualifying for a loan, this score determines what we can and cannot get. The tricky part about credit is knowing what exactly credit is and how it works! Credit is defined as a […]
Process of A Mortgage Explained!
You finally met with your mortgage broker and have started the process for either your home purchase or refinance. You are excited to finally start the process and then it hits you. This is the first time you have done this and you don’t know what to expect going forward. You shouldn’t worry though! We […]