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Who We Are
About Us
At Robison Home Loans, we believe buying a home isn’t just a financial decision, it’s a life-changing milestone. Our mission is simple: to help people win at homeownership. Whether it’s your first home, your forever home, or an investment property, we’re here to make the process clear, smooth, and achievable. We know every borrower’s story is unique, which is why we take the time to understand your goals and guide you through every step with honesty and expertise.
Low rates and affordable monthly payments
The Documentation Stage
During The Documentation Stage you are the most important player on the team.
The Appraisal Stage
During The Appraisal Stage, a licensed 3rd party Appraiser will estimate the value of the home you are about to purchase.
The Underwriting Stage
During underwriting, a licensed reviewer evaluates your income, assets, credit, and property details to confirm your loan approval and finalize closing terms.
At Robison Home Loans,
success isn’t just measured by closings-it’s measured by the confidence and stability we help our clients achieve.
Let’s build your future, one home at a time.
Our Services
why Choose Robison Home Loans?
Local Expertise – With deep roots in the community, we understand the north San Diego market and the challenges homeowners face.
Personalized Guidance – We match you with the right loan options tailored to your goals.
Long-Term Partnership – We don’t just close loans; we build lasting relationships to support your homeownership journey.
Transparency & Trust – Clear communication and straightforward advice are at the heart of
everything we do.
Testimonials
What our clients say about us
Posted on Amanda CarrilloTrustindex verifies that the original source of the review is Google. Ronnie is extremely knowledgeable and responsive, and he went above and beyond to help me get the best mortgage for my needs. He was always available to answer my questions, no matter how small, and was always in touch to keep me updated on the progress of my loan. I highly recommend Robison Home Loans!Posted on Brian MeredithTrustindex verifies that the original source of the review is Google. Chelsea and Ronnie were great resources during our home buying process. In the context of how crazy the market and rates were in 2022, it was a daunting experience to get all of the details and stars to align. Luckily, Chelsea was a calming force that had tons of insight and tips in how to make the escrow experience seamless. I really appreciate that as a business, they invest in a lot of web-based software tools that makes it so much easier for a client to keep track of documents, signing documents, and communicating questions/answers. To top if off, Ronnie was able to help push the needle on getting us the best rate possible. So happy we chose to work with Robison Home Loans!Posted on Reuben FaberTrustindex verifies that the original source of the review is Google. My wife and I were looking for a lender to service our loan, and had heard about Ronnie and his team through a friend. We had been working with a major mortgage company to get approved, but we felt like the service and attention weren't there, and the interest rate was underwhelming. The Robison Team locked us in with a great loan rate and the customer service was top-notch. Chelsea, our loan officer, was incredibly attentive to our needs, checked in with us often, and made us feel assured during the stress of escrow (and was also very friendly!). The Robison team was able to get us approved and secure our loan incredibly fast! Their honesty and transparency throughout the process was great, and we will definitely be referring any friends/family in the future.Posted on Tracy RabascoTrustindex verifies that the original source of the review is Google. I am forever grateful for Ronnie and the entire Robison team. They educated me through every step of the process during a very difficult time for me. I was buying my first home, alone and knowing next to nothing! The entire team answered my many questions patiently. This is what home buying should be like!Posted on Lynn HopewellTrustindex verifies that the original source of the review is Google. I just refinanced through Robison Home Loans. Chelsea was my agent, and she did an amazing job. This is the second time I've used them and will continue to use them should I refinance again. Chelsea made the refi seem effortless.Posted on David DanielTrustindex verifies that the original source of the review is Google. We highly recommend Robison Home Loans. After the frustrations and no responses from our own bank, we are so happy we called Chelsea. Very responsive and answered all our questions in a timely manner. Could not ask for better service!Posted on Vianney TepperTrustindex verifies that the original source of the review is Google. I own an insurance agency for Farmers Insurance in escondido. My name is Allen Tepper and my wife is Vianney Tepper. This is honestly the best lender I have ever worked with which says a lot being I deal with many of them in my business. I would recommend this team to anyone!! They got me a great deal and went above and beyond my own personal expectations, thanks so much !!!!Posted on Allen WilliamsTrustindex verifies that the original source of the review is Google. I have some experience working with other lenders during refinances and home purchases, and I can say without hesitation that Ronnie and the team at Robison Home Loans are the people that you want to work with as you weed through a process that most of us are not altogether familiar with. Ronnie is honest, confidential, smart, and transparent about what the actual cost of a refinance will be and he provides easy to access options. You really don't need to look further than the Robison's team.
Blogs
Educational
Properties
What We Offer
Your Local Escondido Mortgage Experts
Your Local Escondido Mortgage Experts
- W2’s – From the last 2 years
- 1040 Federal Tax Returns – From the last 2 years
- 2 Most Recent Paystubs
- 2 Most Recent Bank Statements – All pages
- Copy of your drivers license
- No Major Purchases (e.g. Purchasing furniture for your new home)
- No Applying for New Credit (e.g. Obtaining financing for Car)
- No Change in Employment (Please Don’t Quit Your Job!)
- Although the Appraiser will not account for the following when determining your home’s value:
- Roof
- Appliances
- Air Conditioning
- Plumbing
- The Underwriter will compile and organize your documentation into a mortgage-ready file.
- The Underwriter will reconstruct your scenario to ensure it meets our qualification requirements and guidelines.
- The Underwriter will verify that all information is accurate and authentic.
Appointment
Let's Talk with a Lending Specialist
Book your free 15-minute loan consultation. No pressure, no commitment — just straight answers from a licensed San Diego mortgage expert.
- Every Step Of The Way
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- Dedicated Loan Concierge
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- Flexible Rates & Low Fees
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Make an Appointment
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Mortgage Solutions
Consumer Grievance Policy
We have a policy in place should a consumer have a complaint. They may fill out our Contact Form and speak to any member of management. The complaint will be routed to the appropriate department and responded to within a few business days. An “in-person” meeting may be offered to the client as well.











